كتابة النص: الأستاذ الدكتور يوسف أبو العدوس - جامعة جرش قراءة النص: الدكتور أحمد أبو دلو - جامعة اليرموك مونتاج وإخراج : الدكتور محمد أبوشقير، حمزة الناطور، علي ميّاس تصوير : الأستاذ أحمد الصمادي الإشراف العام: الأستاذ الدكتور يوسف أبو العدوس
فيديو بمناسبة الإسراء والمعراج - إحتفال كلية الشريعة بجامعة جرش 2019 - 1440
فيديو بمناسبة ذكرى المولد النبوي الشريف- مونتاج وإخراج الدكتور محمد أبوشقير- كلية تكنولوجيا المعلومات
التميز في مجالات التعليم والبحث العلمي، وخدمة المجتمع، والارتقاء لمصاف الجامعات المرموقة محليا واقليميا وعالميا.
المساهمة في بناء مجتمع المعرفة وتطوره من خلال إيجاد بيئة جامعية، وشراكة مجتمعية محفزة للابداع، وحرية الفكر والتعبير، ومواكبة التطورات التقنية في مجال التعليم، ومن ثم رفد المجتمع بما يحتاجه من موارد بشرية مؤهلة وملائمة لاحتياجات سوق العمل.
تلتزم الجامعة بترسيخ القيم الجوهرية التالية: الإلتزام الإجتماعي والأخلاقي، الإنتماء،العدالة والمساواة، الإبداع، الجودة والتميّز، الشفافية والمحاسبة، الحرية المنظبطة والمستقبلية.
إنني مدفوع برؤية لنقل المفاهيم المالية المعقدة بطريقة سهلة وممتعة، وبالتالي تنمية بيئة تعليمية ديناميكية للطلاب. وأنا بارع في تطبيق الأدوات والمنهجيات التحليلية الحديثة، وأسعى جاهداً لتقديم رؤى عميقة. ويكمن التزامي الثابت في تعزيز التميز الأكاديمي والمساهمة الفعالة في تقدم المعرفة في مجال التمويل والخدمات المصرفية.
• إثبات القدرة على نقل الأفكار المعقدة بطريقة واضحة ومفهومة، وتكييف أسلوب الاتصال لإشراك الجماهير المتنوعة.• إتقان إلقاء المحاضرات وقيادة المناقشات وتسهيل تجارب التعلم التفاعلية لتعزيز مشاركة الطلاب وفهمهم.
** جامعة ماليزيا تيرينجانو، ماليزيا، تيرينجانو.
دكتوراه - في العلوم المالية والمصرفية / إدارة المخاطر المالية.
** جامعة العلوم والتربية الإسلامية العالمية، الأردن، عمان.
ماجستير - في المصارف الإسلامية.
جامعة جدارا، الأردن، إربد.
بكالوريوس - في المحاسبة
This study examines the relationship between operational risk and financial performance of banks in the Middle East and North Africa (MENA), utilising data from 135 banks spanning 14 countries from 2015 to 2019. The results show that operational risk negatively affects banks’ financial performance in the MENA region. This study recommends that banks tailor and constantly improve their risk management process to put operational risk management and control processes in place. The findings entail the importance of developing relevant frameworks and policies for prompt action in reporting and recording operational loss. Thus, banks’ management should formulate and implement appropriate procedures to ensure that timely information is obtained, especially regarding profit and loss, which will ultimately help boost the banks’ financial performance in the MENA region. This study is unique as it contributes to the existing body of knowledge by investigating the role of operational risk in determining banks’ financial performance in the MENA region.
This study investigated the relationship between market risk and bankfinancial performance in 14 Middle East and North African (MENA)countries, employing quantile regression estimations. The data of 135 banksin the MENA region from 2015 to 2019 were collected from the Bankscopeand World Bank. The OLS results showed that market risk was positivelyassociated with bank performance. Quartile regression also indicated thatonly banks in the median and 90% quartiles had a positive associationbetween market risk and performance. This proved that MENA bankshave high performance when exposed to high market risk, in line with theperspectives of risk-return trade-off views. This implies that banks are risktakersin conducting business in the highly competitive market in the MENAregion. Banks tend to provide various financial services, which can securegenerating returns. Besides, the findings also provide insight into banks’preference in utilizing leverage to generate profits. The findings provide acogent argument to the bankers and regulators in MENA region on the roleand impact of market risk towards banks financial stability.
Considering the MENA region, this research examines how the banks’ financial performance is influenced by credit risk. Despite its development and expansion, credit risk remains to be a major concern for the MENA banking industry. Therefore, it is crucial to empirically explore and understand the nexus between the bank’s financial performance and credit risk in MENA region. In this regard, credit risk is measured through loans and advances to total deposits, while three different measures of the banks' returns are incorporated to capture their financial performance. Return on assets, net interest margin, and return on equity represent examples of these measures. Panel regression analysis was conducted on the sample data of 135 MENA region banks, covering the time period from 2015 to 2019. This research found that profitability and financial performance were adversely and seriously impacted by credit risk. Results indicate that loans and advance to total deposits ratio adversely affected MENA banking institutions’ performance. Moreover, the bank size was also found as a vital aspect in influencing financial performance. This research’s results imply that the banks' management needs to efficiently administer credit risk operations to achieve their financial goals and maximise shareholders' benefits.
This study aims to investigate the impact of green finance initiatives on achieving sustainabledevelopment goals in Jordan, with a specific focus on evaluating the effectiveness of green financestrategies in promoting environmental sustainability. The research applies the AutoregressiveDistributed Lag (ARDL) method and assesses the connection of green finance, taken as the numberof banks who increase the loan activity on ecology projects, and sustainable growth, given by therecords of carbon releases. Relevant control variables involved in this consideration include incomelevel, population, trade openness, and urbanization in addition to other factors that could otherwisecause a deviation which would generate biased results. The statistical tests show that green financepositively contributes to sustainable development in Jordan, and in the short- and long-termperspectives. Green finance and sustainable development have been a tightly connected two-waycausality between them according to Dik and Panchenko's test, which implies that a virtuous cycleexists here. The results give extra weight and brilliant examples of the crucial role that green financeplays in the implementation of the sustainable development goals. It is this role that mainly enablesreduction of carbon emissions in the world and mitigation of the negative consequences of climatechange. They touch on the main issue of shaping the suitable conditions for green investmentoptions and to create the interest for investing in sustainable development projects. This has becomepart and parcel of the green finance and sustainable development literature through the manifold ofenvisaged adjustments to our research design, a wide array of relevant control variables considered,and fully developed elaborated econometrics. It offers a direct response to the research gap byunfolding how becoming green finances takes place. This empowers the sustainable developmentoutcomes in Jordan.
This study investigates the mediating role of competitiveness in the relationship between FinTechadoption and banking performance in the Middle Eastern region. A quantitative research designis employed, utilizing survey data from banking professionals across multiple countries. The datais analyzed using PLS-SEM modelling. The results show a positive and statistically significantimpact of FinTech integration on the competitiveness of financial institutions and the performanceof banks. On the other hand, the mediation of competitiveness is involved in the process ofFinTech adoption and bank efficiency, suggesting that banking institutions that can utilizeFinTech advantageously have greater chances of translating the benefits of FinTech adoption intobetter performance. This study supports the literature by providing a practical example of the useof FinTech as a factor for competitiveness and improving the performance of banks in the MiddleEast. These findings have huge managerial and practical implications and can help large banksgain competitive advantage and effectively integrate FinTech platforms to achieve real improvements.The value of this research is that it fills the gap in the existing literature, i.e. the role ofcompetition as a mediating factor. By combining studies on competitive strategy approaches withthose on technological innovation theory, this study combines a complete worldview related tothe performance of banks in the digital age.
We provide evidence on the inverse association between foreign exchange risk and the financial performance of banks in the Middle East and North Africa (MENA) region. The analysis is based on data collected from 135 banks from 14 countries over the period from 2015 to 2019. The results reveal a negative correlation between foreign exchange (FOREX or FX) risk and both bank performance measures considered. This suggests that banks with higher exposure to risk tend to exhibit lower performance in the MENA region. The study recommends that banks should regularly assess and project their foreign exchange exposure to minimise the associated foreign exchange risks. Furthermore, the findings underscore the importance of establishing appropriate frameworks and policies for prompt reporting and recording of foreign exchange losses. We highlight the importance of bank management to focus on developing effective financial instruments and techniques to hedge against foreign exchange risk, particularly in relation to profit and loss of banks in the MENA region. Ultimately, these measures will contribute to enhancing the financial performance of banks operating in the MENA region. In addition, results suggest that monetary policy should be primarily considered in supervising banks that are reliant on foreign funding for risk hedging.
1- المؤتمر الدولي السادس للمحاسبة والأعمال والاقتصاد (ICABEC 2020).2- فريق ندوة الدراسات العليا الثانية لـ FBESD (ندوة الدراسات العليا الثانية 2022).
All Rights Reseved © 2023 - Developed by: Prof. Mohammed M. Abu Shquier Editor: Ali Mayyas
